Case Studies...
Below are our articles on the subject of Case Studies. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
A Bad Experience With Insurance: A Case Study
Most of us will have at least one insurance policy that we have to pay for on a regular basis. But what happens if things go wrong and you try to make a claim? Read these case studies to find out what...
All Inclusive Holiday Deals - Reading the Small Print
If you are wanting to book a holiday you might have considered an all-inclusive deal. But have you considered the catches?...
Baggage Limits
If you're planning on travelling by plane, make sure you read the small print about how much baggage you're allowed - and if you have to pay for it!...
Bank Account Charges
Banking can be a tricky business so it's important to know what charges banks impose on their customers - read on to find out more....
Bank Accounts and the Small Print
Make sure the bank account you choose is the right one for you by...
Bankruptcy and Small Print
Sometimes when we're in financial trouble, the only way out is bankruptcy. However, it's a life-changing decision, so make sure you're armed with all the facts....
Book Clubs: Terms and Conditions Explained
Book clubs can seem a great way to build up your personal library at a low cost - but check what you're signing up for or it could cost you money and leave you with books you don't want!...
Booking a Flight
If you're booking a flight over the phone, on the internet or at a travel agents, it's important to know what terms and conditions are in the small print of the flight you're buying....
Breach of Contract & Disciplinary Action
If something breaks down in your professional relationship with you and your boss then you might need to take legal action....
Buy Now, Pay Later Deals
Buy Now, Pay Later deals are popular because they allow you to do what it says on the tin - have the product now, and pay for it later. But be careful, there might well be a catch!...
Buying and Selling Shares: What to Be Aware Of
Buying and selling shares used to drum up images to stockbrokers on Wall Street dressed in sharp suits waving their hands about. But many people now trade stocks and shares every day, from the comfort...
Buying Online: Conditions and Limitations
Buying online is a quick and easy alternative to High Street shopping but there are many things that can go wrong with buying from an Internet company. Make sure you know who you are buying from....
Car Insurance What to Look Out For
Car insurance is a necessary evil if you own a car. There are tips and tricks to make it cheaper, but make sure you aren't falsifying information as this could land you in big trouble....
Car Leasing and the Small Print
As the cost of living gets higher every day, car leasing is becoming a viable alternative for many people who want to drive around in a brand new car but don't want to watch it depreciate....
CCJs and Default Notices
With borrowing at an all time high, CCJs and Default Notices are being issued more than ever....
Cheap Flights: The Pitfalls
Cheap flights are everywhere, but how can you make sure you're getting a good deal?...
Company Pensions Getting a Good Deal
We are always being told about the value of having a good pension, but many of us don't know the difference between the main types of pension, or which are the best ones for us to go for....
Contract of Employment: What to Look For
Getting a new job is an exciting time - but it's important that you find out exactly what you are expected to do in your new role and what benefits you can expect....
Credit Cards and the Small Print
Credit cards are everywhere - they are so easy to get but lots of people fall foul of them because they don't understand the Terms and Conditions that they have signed up to....
Damage to Your Hire Car: The Penalties
If you rent a car it's important to know what you are covered for, and especially what the penalties are if your rental is damaged....
Debt Consolidation Loans
The number of people in the UK borrowing money from financial institutions is at an all time high - and for some people, debt consolidation loans may be the best way out of debt....
Dental Practice Membership Schemes
Dental treatment can be costly and dentists can be difficult to find, especially if you're on the NHS, so many people are turning to dental treatment plans....
Deposit & Inventory for Tenants & Landlords
Moving into a rental property is a difficult time, but it can be far worse if you don't get your deposit back when you move out. Read our guide to make sure you choose the right place to live in, and ...
Discounted Mortgages
Discount mortgages are very popular at the moment as they bring the price down for the first few years of the deal, but are they the best schemes to go for?...
DVD/Game On-line Rental
DVD and Game rental is a booming business in the UK, but how do you know which is the best deal to go for?...
Faulty Goods - Your Rights
In the UK we are lucky to have such strong consumer laws that protect us when we buy goods. But do you know what your rights are if you buy something faulty?...
Finding Effective Pet Insurance
If your pet has been ill and you have been forced to seek help, you'll already know how expensive veterinary treatment can be - so have you considered taking out pet insurance?...
Fixed Rate Mortgage
The most popular type of mortgage in the UK at the moment is 'Fixed Rate'. Find out why they are so popular - and what to look out for if you're thinking of opting for one....
Gap Insurance and Conditions
If you have a new car, have you thought about what would happen if it was written off? Comprehensive Motor Insurance only pays what they think the car is worth which is often far less than the real va...
Getting Back Your Bank Charges
We've all been there - looking at your bank statement and realising that you've gone 20p overdrawn and it's going to cost you £70 in charges. Many people are now claiming back what they consider to be...
Glossary of Legal Terms
Legal jargon is confusing at best and indecipherable at worst. If you're dealing with any legal property issues, such as moving house or renting a property, you may find our glossary very useful!...
Gym Membership and the Contract Terms
With around 8 million Brits currently tied into Gym Membership schemes and the number of people joining up growing every week, do you really know what you're signing up for?...
Hire Purchase: Specifications and Conditions
Hire Purchase is one of the most popular forms of credit but do you know what can happen if things go wrong? Read our guide to to HP to find out more....
Hiring a Car in Europe Including UK
If you're off to Europe and don't fancy fighting your way through public transport, then you will probably think about renting a car. But do you know what to look out for?...
House Insurance and the Small Print
It's a sad reality that 1 in 3 households in the UK will be burgled at some point, yet 25% of households don't have any form of house insurance. Is saving a few quid a month really worth the risk of l...
How to Resign and Taking Gardening Leave
If an employee decides to leave their place for work and hands in their resignation, the company may request that they take 'gardening leave' for the remainder of their notice period - but what is gar...
Individual Voluntary Arrangements
If you are struggling to pay your unsecured debts, could an IVA be the answer?...
Insurance Extras: Do You Need Them?
When taking out home insurance you'll see a baffling amount of extra options available to you - and you can feel pressurised into taking them all. But do you really need them?...
Is Your Current Account Safe?
Banks are all over the news at the moment as the UK financial crisis deepens. But does this mean that your money isn't safe? Read on to find out the facts....
Life Insurance and the Conditions
Taking out a life insurance policy is a great way to make sure that your family can manage financially if the worst happens. FInd out what to look out for when taking out a policy....
Making Childcare Arrangements
Choosing someone to look after your children can be incredibly difficult - so make sure you know what your applicants should have before you consider employing them....
Mobile Phone Download Memberships
Mobile phones are everywhere, and adverts for mobile downloads are commonplace on our TV screens and in magazines and newspapers. But if you're going to download content straight to your phone, be car...
Mortgage Alternatives
For a lot of people, a house will be their most expensive purchase. There are so many mortgage deals to choose from that it's important that you make sure that you choose the one that is right for you...
Noting the Conditions in Payment Protection Insurance
The UK is up to its eyeballs in debt - and people are working hard to pay off what they owe. But what happens if you should fall ill or lose your job and you can't afford the repayments? That's where ...
Package Deals and Understanding the Small Print
Package holidays have been around for years and are perfect for those who want to book a holiday with the minimum of fuss and effort - but it's important to read the terms and conditions in full, or y...
Part-Exchanging Your Vehicle
If you've decided to buy a new car, you might be thinking of part-exchanging your old vehicle. Read our guide to the advantages and disadvantages before you decide to hand over your keys....
Personal Contract Hire: What to Be Aware Of
With car prices rising and depreciation being the biggest single cost of new car ownership many people are turning to Personal Contract Purchase agreements...
Personal Contract Purchase
Personal Contract Hire (PCH) is quickly becoming an alternative for those who want to drive a new car but don't want to lose thousands of pounds as their car depreciates....
Private Pensions and the Conditions You Should Be Aware Of
Introduced in the late 1980's, private and personal pension plans were introduced to give workers who were not eligible for a company pension a way to invest into their future....
Private Tenancy Agreements: The Landlord's Side
Before the big housing boom lots of people bought houses to rent out - and the buy-to-let market is huge. But what do you need to know if you're thinking of becoming a landlord?...
Private Tenancy Agreements: The Tenant's Side
If you are planning on renting a property then you'll need to sign a tenancy agreement. There are lots of different types of tenancy and it's important to know what your rights are before you sign....
Protecting Yourself from Fraud or Identity Theft
Identity theft is a big problem in the digital age - but how can we protect ourselves from having our personal details stolen and used fraudulently?...
Reading the Conditions and Clauses of Private Healthcare Policies
Over the last few years, more and more people have taken out private healthcare policies. If you're thinking of taking out a policy make sure you read our guide to find out what you need to know....
Secured Loans and Being Aware of the Small Print
When you are thinking about borrowing money, in order to make an informed choice you need to understand the difference between secured and unsecured loans - then you can work out which one is best for...
Store Cards and What to Look Out For
Store cards can seem like a good idea when you're standing at the checkout and you are offered 10% or more off your purchases if you sign up right away - but at what cost?...
Tenancy Agreements: The Role of the Letting Agent
There are lots of options to consider when you are looking to rent a property - one of the most important is whether or not to rent through a private landlord or a letting and estate agent....
The Clauses to Be Wary of in Vehicle Maintenance Agreements
If you are considering taking a lease out on a car, you'll be asked if you want to include a maintenance agreement. Read our guide to find out they are and what to look out for....
The Small Print and Loyalty Cards
The UK has an established loyalty scheme system in place, with most stores offering some kind of loyalty card or points reward system. But does the loyalty go both ways?...
Things to Look Out for When You Get Insurance
Getting Insurance of any kind can be difficult because there is so much important legal information and confusing small print to consider that you sometimes don’t end up with the same level of insuran...
Timeshares & Small Print
When buying a time share, you need to be aware of several factors in the small print, as well as your rights regarding a cancellation of the sale....
Transactions and the Fine Print
It’s always important to thoroughly read the fine print, which contains all the legal conditions pertaining to a transaction....
Unsecured Loans: The Catches and Conditions
If you are thinking of getting a loan, you may have considered taking out a personal or unsecured loan. Read our guide to find out what to look out for....
What Can I Do If I Have Bad Credit?
As the 'Credit Crunch' gets worse and the UK heads into recession, what can you do if you have bad credit because you owe people money?...
What to be Aware of When Hiring a Car in the USA
If you're heading off to the USA and want to do a bit of travelling, you may be thinking of hiring a car. So where do you start?...
What to Expect From Medical Insurance
You might think medical insurance covers you for everything, but it doesn’t – you need to read the small print....
What to Look Out For in Holiday Insurance
It is estimated that a least a quarter of Brits who go travelling every year don't take out travel insurance, which means that should the worst happen they could be left stranded in a foreign country ...
Where to Find Legislation For Returning Faulty Goods?
Customers are becoming more and more savvy about their rights now and are more likely than ever to complain if they don't get the standard of service that they feel they deserve. So what happens if yo...